Fire Department
Fire Department
Balance Transfer Credit Cards Getting Those Department Store Credit Cards in Check
If you have a department store credit card, or a lot of department store credit cards, you may be noticing you seem to pay a lot more for purchases on those cards than you do on other cards.
Department stores are smart when it comes to credit cards. They will offer you something you can't resist, like 10 or 20% off of your purchase, if you sign up for their cards. You'll jump at a great savings and not even read the fine print. That fine print often lets you know that you will be paying a lot more interest on that card than you do your other credit cards.
Soon all the money you had saved by initially signing up has been eaten up, and then some, in interest payments. If you have a lot of department store credit cards, this can be compounded.
For many people it is not until it is too late that they realize what they have gotten into. They now have a stack of department store credit cards with outstanding balances and are trying to 'stop the bleeding' of interest, but having a tough time paying down the principal because of those high interest payments.
It may be time for a new credit card.
While many people think at this point you should run from credit cards, the truth is that it is more about the kinds of credit cards you are using than anything else.
Those department store credit cards are going to keep making the problem worse. But, if you can consolidate the debt on those department store cards on a new, lower or no interest, card, you will be able to get out of your financial problem much more quickly.
Start shopping around. Look for a balance transfer credit card that will work out the best for you to pay off your debt. There are some 0% interest credit cards out there that will let you move all those department store balances over to them and give you 6,9, 12 months or more without having to pay any interest. That is a lot of time to pay down the principal and finally get yourself out of debt once and for all.
The main thing to remember is that once you get a balance transfer credit card that is not a free pass to use those department store credit cards again. Always remember how you got into this situation in the first place and spend more carefully and on a credit card that is more in line with your best interests.
About the Author
Stephen Sikes is the owner of the credit card comparison site
www.CreditCardWave.com
Visit the site to read articles and reviews on the best ways to utilize credit cards.
You can compare and apply online for top personal and business credit cards.
 |
 1907 Cincinnati Fire Department Head Quarters Horse Drawn Carriage Post Card  US $120.00
|
 Germany BERLIN Fire Department Automotive Truck Vintage US $109.99
|
 RPPC Fire Dept Hose Cart Axels Helment Pennsylvania US $99.99
|
 1907 BRISTOL TN FIRE DEPARTMENT HOSE COMPANY POSTCARD US $99.99
|
 Batavia Fire Department Firemen Batavia NY New York Rotograph 1906 US $95.00
|
 5 Real Photo Postcards Ipswich Mass Fire DeptCa1905 1910 US $95.00
|
 RPPC PENN SHARON FIRE DEPT 1908 HORSE DRAWN WAGONS US $95.00
|
 NE York City Fire Department Very Early View RPPC US $89.99
|
 RPPC Fairport NY East Rochester Fire Department 1908 Real Photo Postcard US $85.00
|
 pre 1920s rppc FIREMAN FIGHTS HOUSES ON FIRE Postcard FIRE DEPT y8269 US $80.00
|
 Indiana Harbor Fire Department June 1910 real photo US $75.00
|
 WI RIO FIRE DEPT TOWN VIEW REAL PHOTO CIRCA 1910 M42005 US $74.99
|
 Newark Valley NY Fire Dept 1910 US $74.99
|
 Rockford Illinois FIRE DEPT ENGINE CO NO3 Postcard US $72.25
|
 Real Photo Fire Dept Wagon Station Auburn NY 1908 RPPC US $69.00
|
 RPPC NY Horse Drawn Fire Department Chautauqua US $65.00
|
 NOROTON CT Fire Department Post Office Vintage Postcard US $65.00
|
 RPPC NY Newark Horse Drawn Fire Department Fire Out US $65.00
|
 Fayette Ohio 1908 Fire Department Fire Fighters RPPC US $65.00
|
 RPPC NY Newark Fire Department Deluge Hose Co 1915 US $65.00
|
 RPPC NY Camden Fire Department Hook Ladder Co US $65.00
|
 KS ATCHISON ATCHISON FIRE DEPARTMENT CIRCA 1907 EARLY US $60.00
|
 MN WASECA FIRE DEPARTMENT MAILED IN 1917 SUPER IMAGE US $60.00
|
 SOMERVILLE NEW JERSEY WEST END HOSE COMPANY HORSE DRAWN FIRE WAGON POSTCARD DEPT US $59.99
|
 RPPC Horse Drawn Fire Dept Ladder Truck Adams NY US $59.99
|
 RPPC NY Sidney Fire Department Delaware County US $55.00
|
Driftwood Collection Pilot Project
